S&P 500® Annual Point-to-Point	Multi-index Monthly Average	One-Year Uncapped S&P 500® Point-to-Point
Cap rate	7.50% (3.0% guaranteed)	9.00% (3.0% guaranteed)	Uncapped
Participation rate	100% (100% guaranteed)	100% (100% guaranteed)	100% (100% guaranteed)
Floor guarantee	1.0% (1.0% guaranteed)	1.0% (1.0% guaranteed)	0.25% (0.25% guaranteed)
Segment fee	0.50% (2.0% guaranteed)	0.50% (2.0% guaranteed)	0.0% (0.0% guaranteed)
Spread rate	Not Applicable	Not Applicable	10.25%